Secure Online Payment
For the security of your payments,
The Crédit mutuel markets since the 1999 payment solution CYBERMUT secure payment, in accordance with French regulations and international interchange.
CYBERMUT PAYMENT allows the user to make purchases online.
From a functional point of view, this solution is closer to a TPE (Electronic Payment Terminal) for electronic commerce and distance selling classic, accompanied by sophisticated tools together in a virtual box, validating and recording transactions online. CYBERMUT PAYMENT therefore also need the shopkeeper to interview online transactions, monitor their bank or sending to repay it.
How does it work?
When a buyer has filled his basket, it is directed on the payment pages CYBERMUT PAYMENT. It provides banking details, which are sent through an encrypted connection to Crédit mutuel . Follows a phase of verification on his credit card, more commonly known application. If agreed, payment is made, a result page (ticket payment) appears on the screen of the user. If the bank account details are not valid (inaccurate map in opposition ceiling exceeded etc), the user is informed of the default.
The security of online payments with CYBERMUT PAYMENT
Facing the development of electronic commerce, supply CYBERMUT payment of the Crédit mutuel responds to the need for secure payments over the Internet and is available to any merchant terminal payment and perfected.
The key security CYBERMUT payment based on three pillars: the authentication of the trader, the request for authorization to the bank of the holder of the card and the confidentiality of data encrypted in transit on the Internet (card number, expiry date etc).
The security of payment position between the buyer and payment service based on the implementation, depending on the application of the post of the buyer, forms (SSL session 128-bit key, in accordance with permissions French government). The card number is encrypted between the browser and server CYBERMUT PAYMENT. Crédit mutuel is the only recipient of the information card, the merchant is not able to know them.
